Workers who suffer injuries while on duty are entitled to compensation and support to help them recover and get back to work. The system for paying for injuries on duty is essential to workers’ rights and social protection. Some critical aspects of the compensation system will be discussed below, including who is eligible for cover by the Compensation for Occupational Injuries and Diseases Act, No. 130 of 1993 (COIDA).
What is COIDA?
The Compensation for Occupational Injuries and Diseases Act (COIDA) is a legislative framework that provides compensation to employees who are injured, disabled, or contract occupational diseases in the course of their employment.
Who is covered by COIDA?
- All employers are legally required to register with COIDA and pay an annual assessment fee based on their employees’ earnings and the risks associated with the type of work being done.
- Employees, including domestic workers, farm workers, and casual workers, are covered.
- Independent contractors and self-employed individuals are not covered.
- Employees who are booked off due to an injury on duty for three days or less are not covered.
Eligibility for Compensation
Injury at Work
- COIDA covers injuries that occur during work hours and on work premises, either the primary place of employment or external premises.
- Employees with injuries resulting from accidents, diseases, or occupational exposures are eligible for compensation.
Notification of Injuries
- Employers must report injuries to the Compensation Commissioner within seven days of the employee sustaining the injury.
- Employees should ensure that their injuries are reported to their employers promptly.
Payments for injuries on duty are an essential safety net for workers. Understanding the COIDA system is crucial for both employers and employees. By following the guidelines and regulations set out by COIDA, injured workers can receive the support they need to recover and return to work.
Consulting with legal experts or labour specialists can ensure compliance with these regulations and procedures when paying an employee for an injury on duty or making a claim in terms of COIDA.
In our next article, we will discuss how to claim compensation.